Terms of Service

Effective date: 28 September 2026 Last updated: 28 September 2026

The short version. You pay whatever you want for a digital object that is identical for everyone. The amount you pay decides your place on a public leaderboard. There are no prizes, no investment value, and no refunds except in the cases listed in our Refund Policy. You must be 18+. Be decent with what you post, or we'll take it down.

The short version is a summary. The full terms below are what legally apply.

1. Who we are

Expenshit. ("Expenshit", "we", "us", "our") is operated by HAYDAR ® STUDIO, based at 47 rue Vivienne, 75002 Paris, France. You can reach us at hello@haydar.studio.

These Terms of Service ("Terms") govern your access to and use of this website and any related services (the "Service"). By creating an account, making a purchase or otherwise using the Service, you agree to these Terms, our Refund Policy and our Privacy Policy. If you do not agree, do not use the Service.

2. Eligibility

2.1. You must be at least 18 years old, or the age of legal majority where you live if that is higher, to make a purchase or create a public profile.

2.2. You must use a payment method that you own or are expressly authorised to use.

2.3. The Service is not available to persons or entities that are subject to sanctions, or that are located in countries or territories subject to comprehensive sanctions under the laws of the European Union, the United Kingdom, the United States or France.

2.4. If you make a purchase on behalf of a company, brand or other organisation, you confirm that you are authorised to do so and to bind that organisation to these Terms.

3. What you are buying

3.1. The Product. Each purchase gives you:

(a) The Object. A numbered digital image file titled "SHIT — Digital Edition" (the "Object"). Every Object is visually identical, whatever price was paid.
(b) The Certificate. A digital certificate showing your Object number, your display name, the amount paid, the date of purchase and your rank at the time of purchase.
(c) The Listing. A public profile page and a place on the Expenshit leaderboards, showing your display name and, if you provide them, your photo, your message and your links (together, the "Listing").

3.2. What you are not buying. You acknowledge and agree that:

(a) the Object has no monetary, investment or resale value, and we will not buy it back;
(b) the Object is not a cryptocurrency, token, NFT or blockchain asset of any kind, and it is not recorded on any blockchain;
(c) the Product is not a donation and does not support any charity or cause;
(d) the Product does not give you any prize, reward, winnings, equity, profit share, voting right or other benefit beyond what is described in section 3.1;
(e) the Product does not give you ownership of the copyright or any other intellectual property in the Object (see section 9).

3.3. No guarantee of attention. Your Listing will be visible to visitors of the Service. We do not guarantee any number of views, clicks, followers, messages, press coverage or other outcomes, or that anyone will be impressed by your purchase. Any visitor or engagement statistics we show describe the past, not what will happen next.

4. Pricing and payment

4.1. You choose the price. You pick the amount you pay, subject to a minimum of USD 5 and a maximum of USD 10,000 per transaction. We may change these limits at any time for future purchases.

4.2. Currency and taxes. Prices are shown in US dollars. Depending on where you live, value added tax (VAT), goods and services tax (GST) or sales tax may be added at checkout. Where tax applies, it is shown before you confirm payment.

4.3. Payment processing. Payments are processed by Stripe, Inc. and its affiliates ("Stripe"). We do not receive or store your full card details. Your payment is also subject to Stripe's terms.

4.4. Your bank statement. Charges appear on your statement as "EXPENSHIT.OBJECT" or a similar descriptor.

4.5. Fraud prevention. We, or Stripe on our behalf, may use automated fraud screening, ask for additional verification (for example, 3D Secure), or refuse, cancel or refund any transaction we reasonably believe is fraudulent, unauthorised or in breach of these Terms. Where the law requires it, we may report suspicious activity to the competent authorities.

5. Delivery and right of withdrawal

5.1. Instant delivery. The Product is delivered electronically as soon as your payment succeeds: the Object and Certificate by email and in your account, and the Listing on the Service.

5.2. Waiver of the right of withdrawal (EU/EEA, UK and similar jurisdictions). If you are a consumer in the European Union, the European Economic Area or the United Kingdom, you would normally have a 14-day right to withdraw from an online purchase. Because the Product is digital content that is not supplied on a physical medium, and it is supplied immediately, at checkout you will be asked to:

(a) expressly consent to supply starting immediately; and
(b) acknowledge that you therefore lose your right of withdrawal.

You cannot complete the purchase without giving this consent and acknowledgement. We will confirm both in your receipt email.

5.3. Refunds are available only as described in our Refund Policy. Nothing in these Terms limits your rights under mandatory consumer protection law, including your rights if the Product is not supplied or does not match its description.

6. How the leaderboards work

6.1. Ranking. Your rank on the All-Time leaderboard is based on the total amount you have paid through your account across all successful purchases, excluding taxes. Your rank on the Today leaderboard is based on the total you have paid during the current calendar day, which runs from 00:00:00 to 23:59:59 Europe/Paris time.

6.2. Ties. Where two totals are equal, the one that reached that amount first ranks higher.

6.3. Ranks change. Other users can overtake you at any time by paying more. Your rank is not guaranteed, not reserved, and not permanent. Being overtaken is not a defect in the Product and is not grounds for a refund.

6.4. Refunded and disputed payments. Payments that are refunded, reversed or disputed with your bank (a "chargeback") are removed from your totals, and your rank is recalculated.

6.5. Corrections. We may correct leaderboard errors caused by technical faults, fraud or breaches of these Terms, including by adjusting or removing a rank.

6.6. Founding entries. Entries marked "Founding Idiot" are real purchases made by our founders, team members or their acquaintances, paid with their own money at launch. They are ranked by the same rules as everyone else.

6.7. No contest. The leaderboards are a public record of payments. They are not a contest, competition, sweepstakes, lottery or game of chance. Rank is determined only by amount paid and timing, and no prize is awarded.

7. Your account

7.1. Keep your login details confidential. You are responsible for activity carried out through your account.

7.2. Tell us straight away at hello@haydar.studio if you think your account has been accessed without permission.

7.3. We may suspend or close your account if you breach these Terms, if we are required to by law, or if your account is involved in fraud, a chargeback or abuse of the Service.

8. Your content

8.1. What counts as your content. Your display name, photo, message, links and anything else you submit for your Listing (together, "Your Content").

8.2. Licence to us. You keep ownership of Your Content. You grant us a worldwide, non-exclusive, royalty-free licence to host, store, reproduce, display, resize, crop and publish Your Content on the Service, and in screenshots, social media posts, press materials and marketing that show the Service. This licence lasts for as long as Your Content is on the Service, plus a reasonable period after removal for copies already published (for example, in social media posts or press articles), which we cannot always recall.

8.3. Your promises. You confirm that:

(a) you own Your Content or have every right needed to publish it;
(b) any photo you upload shows only you, or people who have given their permission;
(c) you are not pretending to be another person, company, brand or organisation. You may use a company or brand name only if you are authorised to represent it;
(d) Your Content does not break any law or infringe anyone's rights.

8.4. Content rules. Your Content must not:

(a) contain nudity, sexual content or sexually suggestive images;
(b) contain hate speech, or harass, threaten, bully or demean any person or group based on race, ethnicity, national origin, religion, sex, gender identity, sexual orientation, disability, age or any similar characteristic;
(c) promote or glorify violence, terrorism, self-harm or illegal activity;
(d) contain personal information about someone else, such as phone numbers, addresses or ID numbers;
(e) link to malware, phishing, scams, gambling, adult content, pyramid schemes or other harmful or illegal sites;
(f) advertise financial products, cryptocurrencies, "get rich" schemes or anything that claims your purchase leads to financial return;
(g) include political campaign content or election advertising;
(h) infringe copyright, trade marks or other intellectual property rights;
(i) mislead visitors about who you are or about the nature of the Service.

8.5. Moderation. We may review Your Content before or after it is published. We may, at our discretion and without notice, refuse, edit (for example, by cropping an image or shortening a message), hide or remove any of Your Content that we reasonably believe breaks these Terms or the law, or that could expose us, our users or our payment partners to legal, reputational or regulatory risk.

8.6. What happens if Your Content is removed. If we remove Your Content for breaking these rules, your payment still counts and stays on record. We may display your Listing as "Anonymous Idiot" or remove it from public view. We will not give a refund for content removed because you broke these Terms.

8.7. Reporting content. Anyone can report a Listing using the "Report" link on each profile or by emailing hello@haydar.studio. See our Contact page.

9. Our intellectual property

9.1. The Object's artwork, the Expenshit name and logo, the design of the Service and all related content belong to HAYDAR ® STUDIO or its licensors.

9.2. We grant you a personal, non-exclusive, non-transferable, perpetual licence to download, keep, display and share your copy of the Object and Certificate for non-commercial purposes, including on your social media. You may not sell the Object, license it, print it on merchandise, or use it to suggest that we endorse you.

10. Prohibited use

You must not:

(a) use a stolen, borrowed or unauthorised payment method;
(b) use the Service to move, disguise or launder money, or pay on behalf of a third party in order to hide the source of funds;
(c) resell Listings or ranks, or take payment from others in exchange for a rank;
(d) make payments with the intention of later disputing them;
(e) scrape, overload, attack, reverse-engineer or interfere with the Service;
(f) use bots or automated means to make purchases or create accounts;
(g) create multiple accounts to manipulate the leaderboards.

11. Chargebacks

If you think a charge is wrong, please contact us first at hello@haydar.studio. We resolve genuine problems faster than your bank can. If you file a chargeback for a purchase that was authorised and delivered, we may remove your Listing, close your account, and contest the chargeback using the evidence we hold, such as your consent at checkout, your receipt and your delivery records.

12. Availability of the Service

12.1. We aim to keep the Service available, but we do not guarantee that it will be uninterrupted or error-free.

12.2. We may change, pause or discontinue the Service, or any part of it, at any time. If we discontinue the Service permanently, we will try to give at least 30 days' notice by email and on the Service. You will keep your downloaded Object and Certificate. Leaderboards and Listings may no longer be available. Your rank is not permanent, and neither is the Service.

13. Disclaimers

13.1. The Service and the Product are provided "as is" and "as available". To the extent permitted by law, we make no warranties beyond those expressly set out in these Terms, including any implied warranties of merchantability, fitness for a particular purpose or non-infringement.

13.2. Nothing in these Terms excludes or limits any warranty or right that cannot be excluded or limited under the law that applies to you.

14. Limitation of liability

14.1. To the extent permitted by law, our total liability to you for all claims arising from or related to the Service or the Product is limited to the total amount you paid us in the 12 months before the event giving rise to the claim.

14.2. To the extent permitted by law, we are not liable for any indirect, incidental, special, consequential or punitive loss, for loss of profit, reputation, opportunity or data, or for any loss arising from other users' content or conduct.

14.3. Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited by law.

15. Indemnity

If you are using the Service for business purposes, you agree to indemnify us against claims, losses and costs (including reasonable legal fees) arising from Your Content or your breach of these Terms. This section does not apply to consumers where the law does not allow it.

16. Changes to these Terms

We may update these Terms from time to time. The version in force when you make a purchase applies to that purchase. We will notify you of material changes by email or on the Service before they take effect. If you keep using the Service after changes take effect, you accept the updated Terms.

17. Governing law and disputes

17.1. These Terms are governed by the laws of France.

17.2. The courts of Paris, France have jurisdiction over disputes, except that if you are a consumer you may also bring proceedings in the courts where you live, and you keep the protection of the mandatory consumer laws of your country of residence.

17.3. EU consumers: The European Commission's online dispute resolution platform is available at https://ec.europa.eu/consumers/odr. We are not obliged, and do not undertake, to take part in dispute resolution proceedings before a consumer arbitration board.

18. General

18.1. If any part of these Terms is found to be invalid or unenforceable, the rest remains in effect.

18.2. If we do not enforce a right straight away, we have not given up that right.

18.3. You may not transfer your rights under these Terms. We may transfer ours to a successor of the Service.

18.4. These Terms, the Refund Policy and the Privacy Policy make up the entire agreement between you and us about the Service.

19. Contact

HAYDAR ® STUDIO 47 rue Vivienne, 75002 Paris, France hello@haydar.studio